Eric Zhao

In the world of stock analysis, there’s one tool that has become a favorite among experts for gauging a company’s financial condition and the potential for future growth. This tool is the Price to Earnings (P/E) ratio. Despite its simple formula, the P/E ratio provides a powerful snapshot of how

In our present-day reality, it’s virtually impossible to separate our lives from the pulsating rhythm of technology. It’s like a symphony playing a continuous tune that resonates in every facet of our daily existence, shaping our world in ways both subtle and profound. Let’s take a moment to visualize this

Cryptocurrency, an innovative creation fueled by advances in technology, has captured the curiosity and interest of millions worldwide. This attention stems largely from its potential to bring about a fundamental transformation in our financial systems and transaction methodologies. Predominantly digital in nature, this burgeoning field of finance blends together elements

Investors encounter a rich tapestry of investment opportunities when navigating the financial world, from traditional industries like energy and materials to rapidly evolving sectors like technology and healthcare. Here, we unpack the diversity of stock types segmented by industry sectors, using representative companies as practical examples. Energy Sector When we

Fundamental analysis is a method used in the financial world to determine the intrinsic or ‘true’ value of an investment such as a stock or bond. This technique investigates economic, financial, and other qualitative and quantitative aspects of an entity to predict future trends and estimate its value. By performing

The pursuit of financial independence and retiring early, widely known as the FIRE movement, has taken the world of personal finance by storm. This transformative philosophy brings a different perspective to financial planning and wealth accumulation. It pushes individuals to reconsider the traditional work-to-retire-at-65 paradigm, opting instead for an earlier

Investing in bond mutual funds, often referred to as investing in mutual bonds, offers a strategic way for investors to get involved in the bond market. But before we dive into that, let’s start with the basics. A bond is essentially a loan that an investor gives to an issuer,

Investing in real estate fundamentally refers to the process of purchasing property with the intention of generating income from it or selling it for a profit at a later time. This form of investment can take on numerous forms and depends significantly on the type of real estate and the

What Does It Mean? Shorting a stock, otherwise known as short-selling, is an intricate financial strategy practiced predominantly by investors and traders who hold a pessimistic outlook on a particular stock’s future performance. These investors predict a fall in the stock’s price, positioning themselves to potentially benefit from this anticipated